Pension and Inheritance Changes Are Prompting Joined-Up Protection Reviews
As families revisit pension death benefits and inheritance planning, advisers are warning against treating life insurance as a stand-alone tax fix.
Bereavement Support Is Becoming a Bigger Part of Life Insurance Claims
Insurers are placing more emphasis on practical and emotional support during bereavement, alongside the core task of assessing and paying valid claims.
Family Income Benefit Offers an Alternative to a Large Lump Sum
Cost pressure is drawing attention to family income benefit, a form of life cover designed to replace income through regular payments for the remaining term.
Longevity Gains Change Retirement Planning but Not the Need for Family Protection
Updated longevity discussion highlights a planning tension: people may live longer overall, yet families still need to consider the financial effect of an early death.
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More life insurance news
More updates, guides and practical commentary to help you understand life cover before you compare options.
Protection Market Awaits FCA Findings on the Cover Gap
The FCA’s final protection-market findings are expected in the third quarter, keeping advice, product value and consumer understanding under scrutiny.
Some Estates May Be Overpaying Tax on Life Insurance Proceeds
Fresh reporting on inheritance-tax treatment has highlighted the cost of life insurance proceeds being paid into an estate when a suitable trust was intended.
Family Financial Support Is Becoming More Unequal—and More Important to Plan
New reporting on financial help between generations highlights how family commitments now extend beyond the traditional mortgage-protection calculation.
FCA Insurance Simplification Plans Put Clearer Customer Information on the Agenda
The FCA is consulting on simplifying parts of the insurance rulebook, raising questions about how firms can reduce complexity without weakening customer understanding.